Free Total Return with Dividends Calculator
Determine Your Complete Investment Returns Including Dividends
The Total Return with Dividends Calculator allows investors to measure the overall performance of an investment by including both capital gains and dividends received. By entering the purchase price, selling price, and total dividends earned during the holding period, this calculator computes the total return percentage. This helps investors understand the true profitability of their investments and compare different stocks effectively. Ideal for both new and experienced investors, the tool highlights how dividend income contributes to long-term wealth building. Regular use of this calculator ensures better investment planning, accurate performance tracking, and smarter decision-making for maximizing portfolio returns.
Total Return with Dividends Calculator
Calculate your total return, including capital gains and dividends.
Calculation Results
Total Return
$0.00
Total Return Percentage
0.00%
Total Return with Dividends Calculator Guide
The Formula We Use
Initial Investment = Buy Price × QuantityCapital Gain = (Sell Price − Buy Price) × QuantityTotal Dividends = Dividend per Share × Quantity × YearsTotal Return ($) = Capital Gain + Total DividendsTotal Return % = (Total Return ÷ Initial Investment) × 100Annualized Return (CAGR) = ((Final Value ÷ Initial Investment)^(1/Years) − 1) × 100- Note:
Final Value = Initial Investment + Total Return(no reinvestment).
Example Calculation (USD)
- Initial Investment = 100 × 100 = $10,000.00
- Capital Gain = (130 − 100) × 100 = $3,000.00
- Total Dividends = 3 × 100 × 3 = $900.00
- Total Return = 3,000 + 900 = $3,900.00
- Total Return % = 3,900 ÷ 10,000 × 100 = 39.00%
- Annualized Return (CAGR) = ((13,900 ÷ 10,000)^(1/3) − 1) ≈ 11.6%
How to Use This Calculator
- Enter Buy Price, Sell Price, Quantity, Dividend per Share, and Years.
- We compute capital gain and add total dividends received.
- See Total Return %, and the annualized CAGR over the holding period.
- Compare scenarios by adjusting inputs to assess risk–reward.
Tips to Maximize Total Return
- Reinvest dividends to harness compounding.
- Favor dividend growth for rising income and yield-on-cost.
- Balance yield vs. price growth for optimal performance.
- Hold longer to reduce costs and volatility impact.
- Track CAGR—it reflects true time-weighted performance.
Educational content; not financial advice. Dividends assumed not reinvested in the base formula.
Benefits of Using
Total Return with Dividends Calculator
Comprehensive Returns
Includes both capital gains and dividends for total return calculation.
Performance Tracking
Track total returns over different periods to evaluate investments.
Supports Global Stocks
Calculate returns for international portfolios with ease.
Beginner-Friendly
Simple input fields and instant results make it easy for any investor.
Instant Calculations
Quickly compute total returns without manual formulas.
Secure & Private
All data is processed in-browser with full privacy.
Frequently Asked Questions
What is total return?
Total return includes both capital appreciation and dividends received.
How is it calculated?
Add dividend payments to price appreciation and divide by initial investment.
Can I use international stocks?
Yes, enter values in your preferred currency for global stocks.
Is it beginner-friendly?
Yes, designed for both new and experienced investors.
Does it consider reinvested dividends?
No, it calculates total return including dividends as received, not compounded.
Is my data safe?
Yes, calculations happen locally in your browser without storing information.